In just three weeks, the College Football Playoff (CFP) landscape shifted from preseason predictions.
Clemson and Texas opened in the AP Top 4. Now, Clemson is not even in the Top 25 after a massive 24-21 upset at the hands of Georgia Tech. Texas is holding on at No. 12, but nobody expects much from Texas anymore with the struggles of preseason Heisman favorite Arch Manning.
Where does that leave us: More parity on Saturdays. We’re living in a time when any given week could see a top school fall.
With that in mind, here are the biggest matchups this coming weekend along with their NCAAF Week 4 odds.
View the latest NCAAF odds at Bovada
Main Event Matchups
Saturday, September 20
No. 17 Texas Tech Red Raiders (3-0) at No. 16 Utah Utes (3-0)
- Odds: Utah -3
- Total: 57.5
- Time: 12 p.m. ET
- Channel: FOX
It doesn’t get more evenly matched and more explosive than this. No. 17 Texas Tech enters Rice-Eccles Stadium to face the No. 16 Utah Utes, a squad with a tough defense (8.3 points against) and a quarterback in Devon Dampier who can beat you on the ground (198 rushing yards) and air (628 passing yards).
Texas Tech, meanwhile, has averaged an NCAA-leading 66 points per game through three weeks, while ranking second in passing yards with 383.7 yards per game. Oddsmakers recognize that this contest could be close and feature game-changing highlights. The Utes open as 3-point favorites at home, with the total being one of the highest of the week at 57.5.
No. 22 Auburn Tigers (3-0) at No. 11 Oklahoma Sooners (3-0)
- Odds: Oklahoma -6.5
- Total: 48.5
- Time: 3:30 p.m. ET
- Channel: ABC
QB John Mateer has already pushed himself to the head of Heisman conversations; now his Sooners can start poking the CFP committee if they’re able to dominate one of the jewels of the SEC, Auburn.
Oklahoma open as -6.5 favorites due to their homefield advantage and strong defensive performance against Michigan in Week 2. Auburn has an efficient passing attack behind QB Jackson Arnold – he hasn’t thrown an interception in three games – but he’s not on the level of Mateer. Auburn needs running back Jeremiah Cobb to break off explosive runs while their defense tries to slow down the Sooners.
No. 21 Michigan Wolverines (2-1) at Nebraska Cornhuskers (3-0)
- Odds: Michigan -2.5
- Total: 46
- Time: 3:30 p.m. ET
- Channel: CBS
The Wolverines will go as far as freshman quarterback Bryce Underwood takes them in 2025. After struggling with just 142 passing yards and -1 rushing yards in a loss against Oklahoma, he rebounded with 349 total yards and two touchdowns in a 63-3 win vs. Central Michigan. His next big test is an undefeated Nebraska squad that has held opponents to just eight points per game.
With Michigan on the road and facing a raucous crowd at Memorial Stadium, oddsmakers have made them slight road favorites.
Florida Gators (1-2) at No. 4 Miami Hurricanes (3-0)
- Odds: Miami -7.5
- Total: 52
- Time: 7:30 p.m. ET
- Channel: ABC
The Hurricanes have managed to climb into the College Football Playoffs after steady and dominant wins in the first three weeks of the season. Now they get their second in-state rival in as many weeks in Florida, a squad that had all their AP hopes dashed by the South Florida Bulls in Week 2.
Florida showed fight in Week 3 against the No. 3 LSU Tigers, holding the talented SEC squad to just 20 points. But the gritty defensive performance was overshadowed by the disastrous play of QB DJ Lagway. The sophomore threw a whopping five interceptions, handing LSU easy points in a defensive contest.
While Miami’s defense won’t be as stifling, their offense should be better. Senior QB Carson Back proved his high-profile transfer from Georgia was worth every penny, catapulting himself to No. 2 in 2025 Heisman Trophy Winners odds.
No. 9 Illinois Fighting Illini (3-0) at No. 19 Indiana Hoosiers (3-0)
- Odds: Indiana -4
- Total: 52.5
- Time: 7:30 p.m. ET
- Channel: NBC
Illinois may be the least talked-about AP Top 10 school in football. They have a chance to move into CFP contention with a dominant performance at Indiana. However, oddsmakers aren’t so confident the No. 9 squad can pull it off. They’ve made them underdogs against an Indiana team that has quietly been dominant as well, ranking third in rushing with 307.7 yards per game.
Bottom line, these two are being ignored because they haven’t played anyone. It’s also challenging to assess their true strengths or weaknesses without strong opposition. Many questions should be answered after Saturday.
Date | Time | Team A | Team B | Location |
---|---|---|---|---|
Thursday, September 18, 2025 | 7:30 PM | Rice | Charlotte | Jerry Richardson Stadium, Charlotte, NC |
Friday, September 19, 2025 | 7:00 PM | Tulsa | Oklahoma State | Boone Pickens Stadium, Stillwater, OK |
Friday, September 19, 2025 | 8:00 PM | Iowa | Rutgers | SHI Stadium, Piscataway, NJ |
Saturday, September 20, 2025 | TBD | Arkansas | Memphis | Simmons Bank Liberty Stadium, Memphis, TN |
Saturday, September 20, 2025 | TBD | Florida | Miami | Hard Rock Stadium, Miami Gardens, FL |
Saturday, September 20, 2025 | TBD | SE Louisiana | LSU | Tiger Stadium (LA), Baton Rouge, LA |
Saturday, September 20, 2025 | TBD | Tulane | Ole Miss | Vaught-Hemingway Stadium, Oxford, MS |
Saturday, September 20, 2025 | TBD | Northern Illinois | Mississippi State | Davis Wade Stadium, Starkville, MS |
Saturday, September 20, 2025 | TBD | South Carolina | Missouri | Memorial Stadium, Columbia, MO |
Saturday, September 20, 2025 | TBD | Auburn | Oklahoma | Memorial Stadium (Norman, OK), Norman, OK |
Saturday, September 20, 2025 | TBD | UAB | Tennessee | Neyland Stadium, Knoxville, TN |
Saturday, September 20, 2025 | TBD | Georgia State | Vanderbilt | FirstBank Stadium, Nashville, TN |
Saturday, September 20, 2025 | TBD | Sam Houston | Texas | DKR-Texas Memorial Stadium, Austin, TX |
Saturday, September 20, 2025 | TBD | Oregon State | Oregon | Autzen Stadium, Eugene, OR |
Saturday, September 20, 2025 | TBD | Illinois | Indiana | Memorial Stadium (Bloomington, IN), Bloomington, IN |
Saturday, September 20, 2025 | TBD | Maryland | Wisconsin | Camp Randall Stadium, Madison, WI |
Saturday, September 20, 2025 | TBD | Michigan State | USC | Los Angeles Memorial Coliseum, Los Angeles, CA |
Saturday, September 20, 2025 | TBD | Syracuse | Clemson | Memorial Stadium (Clemson, SC), Clemson, SC |
Saturday, September 20, 2025 | TBD | NC State | Duke | Wallace Wade Stadium, Durham, NC |
Saturday, September 20, 2025 | TBD | Stanford | Virginia | Scott Stadium, Charlottesville, VA |
Saturday, September 20, 2025 | TBD | Kent State | Florida State | Doak Campbell Stadium, Tallahassee, FL |
Saturday, September 20, 2025 | TBD | Temple | Georgia Tech | Bobby Dodd Stadium, Atlanta, GA |
Saturday, September 20, 2025 | TBD | Wofford | Virginia Tech | Lane Stadium, Blacksburg, VA |
Saturday, September 20, 2025 | TBD | SMU | TCU | Amon G. Carter Stadium, Fort Worth, TX |
Saturday, September 20, 2025 | TBD | North Carolina | UCF | FBC Mortgage Stadium, Orlando, FL |
Saturday, September 20, 2025 | TBD | Bowling Green | Louisville | L&N Federal Credit Union Stadium, Louisville, KY |
Saturday, September 20, 2025 | TBD | Arizona State | Baylor | McLane Stadium, Waco, TX |
Saturday, September 20, 2025 | TBD | Wyoming | Colorado | Folsom Field, Boulder, CO |
Saturday, September 20, 2025 | TBD | BYU | East Carolina | Dowdy-Ficklen Stadium, Greenville, NC |
Saturday, September 20, 2025 | TBD | West Virginia | Kansas | David Booth Kansas Memorial Stadium, Lawrence, KS |
Saturday, September 20, 2025 | TBD | Texas Tech | Utah | Rice-Eccles Stadium, Salt Lake City, UT |
Saturday, September 20, 2025 | TBD | Delaware | Florida International | Pitbull Stadium, Miami, FL |
Saturday, September 20, 2025 | TBD | Arkansas State | Kennesaw State | Fifth Third Stadium, Kennesaw, GA |
Saturday, September 20, 2025 | TBD | James Madison | Liberty | Williams Stadium (VA), Lynchburg, VA |
Saturday, September 20, 2025 | TBD | Southern Miss | Louisiana Tech | Joe Aillet Stadium, Ruston, LA |
Saturday, September 20, 2025 | TBD | Marshall | Middle Tennessee | Johnny “Red” Floyd Stadium, Murfreesboro, TN |
Saturday, September 20, 2025 | TBD | UL Monroe | UTEP | Sun Bowl, El Paso, TX |
Saturday, September 20, 2025 | TBD | UTSA | Colorado State | Canvas Stadium, Fort Collins, CO |
Saturday, September 20, 2025 | TBD | Fresno State | Hawai’i | Clarence T.C. Ching Athletics Complex, Honolulu, HI |
Saturday, September 20, 2025 | TBD | Idaho | San José State | CEFCU Stadium, San Jose, CA |
Saturday, September 20, 2025 | TBD | UNLV | Miami (OH) | Yager Stadium, Oxford, OH |
Saturday, September 20, 2025 | TBD | McNeese | Utah State | Maverik Stadium, Logan, UT |
Saturday, September 20, 2025 | TBD | Louisiana | Eastern Michigan | Rynearson Stadium, Ypsilanti, MI |
Saturday, September 20, 2025 | TBD | Coastal Carolina | South Alabama | Hancock Whitney Stadium, Mobile, AL |
Saturday, September 20, 2025 | TBD | Troy | Buffalo | UB Stadium, Buffalo, NY |
Saturday, September 20, 2025 | TBD | Toledo | Western Michigan | Waldo Stadium, Kalamazoo, MI |
Saturday, September 20, 2025 | TBD | Duquesne | Akron | InfoCision Stadium, Akron, OH |
Saturday, September 20, 2025 | 12:00 PM | North Texas | Army | Michie Stadium, West Point, NY |
Saturday, September 20, 2025 | 12:00 PM | South Carolina State | South Florida | Raymond James Stadium, Tampa, FL |
Saturday, September 20, 2025 | 1:00 PM | Wagner | Central Michigan | Kelly/Shorts Stadium, Mount Pleasant, MI |
Saturday, September 20, 2025 | 3:30 PM | Michigan | Nebraska | Memorial Stadium (Lincoln, NE), Lincoln, NE |
Saturday, September 20, 2025 | 3:30 PM | Purdue | Notre Dame | Notre Dame Stadium, Notre Dame, IN |
Saturday, September 20, 2025 | 3:30 PM | Ball State | UConn | Pratt & Whitney Stadium, East Hartford, CT |
Saturday, September 20, 2025 | 3:30 PM | Gardner-Webb | Ohio | Peden Stadium, Athens, OH |
Saturday, September 20, 2025 | 7:00 PM | Murray State | Jacksonville State | AmFirst Stadium, Jacksonville, AL |
Saturday, September 20, 2025 | 7:00 PM | UT Martin | Missouri State | Robert W. Plaster Stadium, Springfield, MO |
Saturday, September 20, 2025 | 7:00 PM | Nevada | Western Kentucky | Houchens Industries-L.T. Smith Stadium, Bowling Green, KY |
Saturday, September 20, 2025 | 7:00 PM | Boise State | Air Force | Falcon Stadium, USAF Academy, CO |
Saturday, September 20, 2025 | 7:00 PM | Maine | Georgia Southern | Allen E. Paulson Stadium, Statesboro, GA |
Saturday, September 20, 2025 | 7:30 PM | Washington | Washington State | Martin Stadium, Pullman, WA |
Saturday, September 20, 2025 | 8:00 PM | Nicholls | Texas State | UFCU Stadium, San Marcos, TX |
Saturday, September 20, 2025 | 10:30 PM | California | San Diego State | Snapdragon Stadium, San Diego, CA |